You are always on the go, and now your banking can be too. 24 hours a day, 7 days a week, TWB Mobile Banking gives you the freedom to:

  • Access balance information
  • View and search recent transactions
  • Transfer funds between accounts and banks within Umoja Switch family
  • Manage your TWB account
  • Make loan and line of credit payments
  • Transfer cash advances
  • Locate branches and ATMs



  1. Dial *150*17#

  2. KaribuUmojaMobile,Please choose your bank (list of banks you’ve registered will be displayed)

  3. TWB mobile

  4. Welcome to TWB Mobile NASHY HABIBU, Please enter your PIN

  5. PIN


The following options will be available.

  1. Balance Enquiry (to see your account balance)

  2. Mini Statement (to get last ten transactions)

  3. Airtime

  4. Self-Recharge

  5. Enter top up amount

  6. Recharge Other

  7. Enter phone number to recharge in 07XXXXXXXX format

  8.  Enter top up amount

  9. Confirm by entering 1



Utility Payment

  1. LUKU

  2. DSTV


  4. Start Times

  5. TTCL Prepaid

  6. TTCL Broadband

  7. Uhuru One

  8. Sasatel

  9. NECTA

Funds Transfer

  1. To account at this bank

  2. To account at another bank(this will give you list of banks to transfer to
    Use * (star) or 0 (zero) to scroll through the list)

  3. To Airtel Money

  4. To TigoPesa

  5. To Mpesa

Full Statement

Cheque book request

FX Rates


    1. Change PIN
    2. Change Language